Quick Links

A disability that keeps you out of work could have a devastating effect on your income, jeopardizing your ability to cover normal household expenses. Short-term disability (STD) and long-term disability (LTD) coverage provides security for time away from work for an approved illness or injury.

Short-Term Disability

Short-term disability (STD) coverage is a supplement to the UH Time Off (PTO or Vacation) programs and is intended to replace a portion of your earnings if you experience a non-occupational illness or injury that prevents you from performing the material duties of your job. Benefits are payable on the eighth day of disability for up to 25 weeks of an approved disability.

Who is Eligible
When Eligibility Begins
Your STD Benefit
(If approved)
Full-time employees and full-time UHMP Guarantee physicians Following six months of employment 60% of your weekly earnings, up to $2,500 after 7 days
UHMG physicians with a FTE status of .20 or higher Following six months of employment 60% of your weekly earnings, up to $2,500 after 7 days
UHMP Mature Model physicians scheduled to work 35 hours or more per week Following six months of employment 60% of weekly earnings, up to $2,500 after 7 days and you pay the full cost of coverage

Note: Your disability must be approved before any STD benefits are payable. STD is managed by UH Disability Management Services.

Please refer to the short-term disability booklet on the UH intranet for more details. Note: You must be connected to the UH network to view documents on the UH intranet.

Part-Time
Part-time employees are not eligible for company provided short-term disability, and may be eligible to purchase voluntary short-term disability program as a new hire, with a qualified status change or during annual enrollment.

To enroll within 30 days of hire or a qualifying event, click on the Winston website or contact the Winston Benefits call center at 1-866-478-3973. For a summary of the short-term disability benefit for part-time employees, click here.

Note: Short-term disability for part-time employees is “voluntary” coverage that is not sponsored by UH. This benefit is available to UH employees on a strictly voluntary basis. As such, the benefit is not covered by the Employee Retirement Income Security Act of 1974 (“ERISA”). If you have any questions about this coverage, you should contact the provider directly.

Long-Term Disability

Long-term disability (LTD) insurance coverage is intended to replace a portion of your monthly earnings if you are totally disabled for an extended period of time and are unable to work. Part-time employees are not eligible for LTD.

Who is Eligible
When Eligibility Begins
Your LTD Benefit
(If approved)
Full-time employees Following 90 days of full-time UH employment

Basic LTD: 60% of your monthly base pay up to $2,500 after 180 days (UH provides this benefit at no cost to you)

Buy-up (voluntary) LTD*: Additional buy-up coverage that provides benefit of 60% up to $15,000 of your monthly base pay (If you elect buy-up LTD coverage, you pay the full cost of buy-up plan)
UHMG physicians with a FTE status of .20 or higher Date of hire
UHMP Mature and Guarantee Model physicians scheduled to work 35 hours or more per week Date of hire 60% of monthly earnings, up to a $15,000 monthly maximum after 180 days (You pay the full cost of coverage)

* If you earn over $50,000, the buy-up LTD helps protect the portion of your salary that is over $50,000. You can choose to purchase buy-up LTD coverage during annual enrollment or within 30 days of hire or a qualified status change.

Note: Your disability must be approved before any LTD benefits are payable.

The LTD plan begins paying benefits if you are disabled for more than 180 days and if your disability is approved. You also may be eligible for other disability benefits such as Social Security.  Please refer to the Summary Plan Description for all Long Term Disability plan details.

.